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Terms of use

These terms cover your use of the Moneta website, run by What If Planning Limited. They're short, and they matter, so please have a read.

By using this website, you accept these terms. If you don't agree with them, please don't use the site.

General information only

The content on this website, including service pages, KiwiSaver information, and any articles, is general information only. It isn't personalised financial advice and shouldn't be relied on as such. Personalised advice is only given once you've engaged with one of our advisers directly, and is subject to our Disclosure Statement and our normal advice process.

Accuracy of information

We try to keep the information on this site current and correct, but rates, thresholds, fees, and other figures can change. We don't guarantee that everything on the site is complete, accurate, or up to date at any given time. Always confirm current figures with us directly before relying on them.

Intellectual property

The content, design, and branding on this site belong to What If Planning Ltd, trading as Moneta, unless otherwise stated. You may view and print pages for personal, non-commercial use, but you can't reproduce, distribute, or republish any part of this site without our permission.

Limitation of liability

To the extent permitted by law, Moneta isn't liable for any loss or damage arising from your use of this website or reliance on its general content.

Third party links

This site may link to third-party content, such as Google reviews, the Financial Markets Authority, Inland Revenue, or our KiwiSaver questionnaire provider. We aren't responsible for the content or availability of external sites.

Acceptable use

You agree not to misuse this website, including attempting to gain unauthorised access, disrupting its operation, or using it for any unlawful purpose.

Privacy

Our collection and use of personal information is covered by our privacy policy, not by these terms.

Governing law

These terms are governed by New Zealand law, and any disputes are subject to the jurisdiction of the New Zealand courts.

Changes to these terms

We may update these terms from time to time. Continued use of the site after a change means you accept the updated terms.

Contact

Questions about these terms can be sent to admin@moneta.co.nz.