Mortgage protection insurance protects your ability to pay your mortgage in the event that you are no longer able to, such as death, serious illness, or disablement.
Similar to income protection policies, a mortgage repayment policy will replace some of your income if you can't work. What makes mortgage repayment policies better than income protection ones is that any income you receive such as ACC will not reduce what the insurer pays you, so you get both.
There's no "one size fits all" with mortgage insurance and we will put together a plan around your unique circumstances and personal requirements.
This cover is a must if you are purchasing your first home or rely on your income to make sure the mortgage can be paid.