Home · How we help · Growing my future
A long enough timeline. The right fund. A regular honest look. That's most of it.
Wealth advice that isn't about chasing returns or scaring you into action. Just sensible choices, set up well, and reviewed in plain English at least once a year.
What we look at
Three places people usually want help.
KiwiSaver
Right provider, right fund, right contribution rate. We'll show you what your projected balance looks like under your current setup, and what an honest few changes could do to it.
Building your nest egg
For growing what you've already got, whether that's a lump sum, a business sale, or steady saving on top of KiwiSaver. We'll build an investment plan that matches your timeframe and how much risk you can actually live with.
Cracking open your nest egg
Right time, right amount, right order. When you're ready to start drawing on what you've built, we'll set a sustainable plan for how much to take and from where, so it lasts as long as you need it to.
A simple test
Most KiwiSaver balances at retirement fund about 2 years of NZ Super lifestyle.
If yours is on track to do that and that's what you want, great. If not, the gap is fixable, but only if you start looking at it now rather than five years before you stop work.
Questions we get
What people want to ask but often don't.
Should I be in a growth, balanced, or conservative fund?
It depends on your age, what you're saving for, when you'll need it, and how you actually react when markets drop 20%. We work that out together. The wrong fund choice quietly costs more than most people realise.
How much do you charge?
For KiwiSaver, the provider pays us a small ongoing fee from the fund (disclosed up front, no fee from you directly). For other investments, we'll explain the cost in plain numbers before you agree to anything.
Are you tied to one fund manager?
No. We hold the licences to recommend across a range of New Zealand KiwiSaver and investment providers. We pick what fits you, not what suits us.
Let's look at your numbers.
Bring your latest KiwiSaver statement, or just a question. 15 minutes is usually enough to spot whether something needs doing.
Prefer to ring?
Monday to Friday, 8:30am to 5pm.